Journal of Artificial Intelligence, Applications and Innovations 3060-7124 1 Journal of Artificial Intelligence, Application and Inovations 2024 10 01 Scientific Trend Analysis of Artificial Intelligence Applications in Banking Models using Text Mining Techniques Scientific Trend Analysis of Artificial Intelligence Applications in Banking Models using Text Mining Techniques 1 13 10.61838/jaiai.1.4.1 EN Journal Article 2024 05 24 <p>Reviewing scientific articles and comparing their status can identify scientific gaps and potential opportunities. This study focuses on the field of hybrid models of banking and artificial intelligence (AI). AI applications in banking have grown significantly, ranging from fraud detection and risk assessment to personalized customer services and automated trading systems. These technologies are not only enhancing operational efficiency but also transforming how financial institutions interact with their customers and manage risks. In this paper, after extracting data from the Scopus database, categorization was performed on 4,795 reputable articles over the past 14 years (2010-2023). Clusters were created using text mining techniques to assign subject labels in the interdisciplinary fields of AI and banking. The Box-Jenkins approach was then used to select a model on the data and predict and analyze trends over different periods. The results indicate the primary focus areas for applying AI in banking are: Innovation, Technologies and Digital Banking (58.89%), Commercial and Investment Banking (27.13%), Retail, Personal and Wealth Management Banking (9.49%), and International and Global Operations Banking (4.48%).</p> https://www.journalaiai.com/index.php/aiai/article/download/66/23